SERVICES

 

OVERVIEW

Individuals today need the guidance of experienced professionals in the search for financial security. HERITAGE FINANCIAL GROUP INC., is an organization comprised of independent financial advisors to provide comprehensive financial, investment, insurance, and estate conservation services. We have the ability to offer a wide range of investment products as well as provide products and services from some of the top carriers in the insurance industry.

  

INVESTMENTS

Our Associates are Registered Representatives with Investors Capital Corporation, headquartered in Lynnfield, Massachusetts. Investors Capital Corporation is one of the nation's leading independent broker-dealers and offers a wide-ranging combination of products and services to help meet the needs of our clients. The firm is a member of both the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC).

Investors Capital Corporation provides traditional products, including unit investment trusts, common and preferred stock, municipal and corporate bonds, U.S. Treasuries and other governmental obligations, and mutual funds from over 400 fund families. We offer a variety of variable life insurance and variable annuity products from the industry's leading insurance carriers.

Fund assets can be held directly with a mutual fund company or in a variety of brokerage and cash management accounts, including retirement accounts.  Security transactions are cleared through Pershing, Inc. Clients can have on-line access to brokerage account information with Net Exchange View, through the "Account Access" section of this site.

INSURANCE PRODUCTS     

HERITAGE FINANCIAL GROUP INC., has developed relationships with a number of the insurance industries leading carriers to provide our clients with the most innovative and competitive life, health, disability, long term care, special risk and annuity products available.

 

HERITAGE FINANCIAL GROUP INC., possess all of the necessary resources and administrative capabilities to provide ongoing support to our clients. Associates are personally involved with each client from the initial planning stages to annual reviews. At the corporate level, our experienced staff and state-of-the-art technology systems will deliver the quality support you want, need and deserve. HERITAGE FINANCIAL GROUP INC., also work in concert with all  legal, accounting and compliance services that may be required by our clients, or we can coordinate our work with a client's current advisors.